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Planning for Your Future in the New Year

Gene Kirzhner Dec. 23, 2016

A new year is upon us, and if nothing else, you realize that you aren’t getting any younger and there’s no time like the present to start preparing for the inevitable. At Howe and Garside, we understand the importance of planning for your future, and we hope that you take this opportunity of a new year approaching to begin doing just that. It is, in the long run, better for your overall well-being to start planning for your future now, while you still have your faculties about you, then to wait until it is too late to do so.

Planning for Your Future: What Does It Entail?

There are many different aspects to planning for your future, and we certainly don’t expect you to do so all in one sitting.

Your Legal Future

One of the first things you need to do when planning for your future is to consider the legal ramifications of doing so. For example, a last will and testament is a legal document that lays out the division of your assets when you finally pass on. This document will lay out, specifically, “who gets what” when you die. The last thing you want is to leave the state of your legal affairs to a probate court, which may or may not decide in a way that you would have wanted.

Your Financial Future

If something should happen to you – that is, if you are rendered incapacitated, yet still alive – who will oversee all your finances? Who will make the decisions regarding where your money spent, how much of it, and why? This is something that someone who has power of attorney over you can decide. At Howe & Garside, we understand that this is a decision that shouldn’t be made lightly, and we can help you go over the details to make sure that you’re making the right choice when it comes to your power of attorney.

Your Medical Future

Who will be the person to make medical decisions on your behalf if you are medically incapable of doing so? While your power of attorney can make financial decisions on your behalf, an enduring guardian is someone who can make decisions on your behalf as to your medical care, including which nursing home and hospice you should be going to.

While we understand that planning for your future is not an easy thing, we at Howe & Garside understand the importance of doing so as soon as possible. For your free, no-obligation consultation, contact Howe and Garside today, and let’s start planning for your future today!